Atlantic First Bank Wealth Management
  • Security Guarantee

You can confidently use Online or Mobile Banking—we guarantee that you will not be liable for fraudulent transactions when reported promptly and we will help keep your information safe.

Online and Mobile Banking Security Guarantee

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  1. Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider. This feature is not available on the Mobile website. Data connection required. Wireless carrier fees may apply.
  2. Mobile Banking app alerts are not available on the Mobile website. Data connection required. Wireless carrier fees may apply.
  3. Security alerts are sent automatically to your email address on file (if you like, you can also turn on security alerts via text message). To enable additional security alerts in Online Banking: Go to Profile & Settings, then Alert Settings, then select General & Security from the menu. Under Security Alerts, select Cell to start sending SMS alerts to your mobile device. To turn on mobile alerts in the Mobile Banking app: Go to Alerts then Set Up Alerts (if you have not yet activated alerts) or Settings to select additional alerts and turn on notifications. After ensuring your notifications are on, select General & Security Alerts to turn on mobile notifications. Data connection required. Wireless carrier fees may apply.
  4. Initially, you’ll only be able to select this option within your Security Center in Online Banking; however, the selection will apply to login for both Online and Mobile Banking.
  5. Certain devices are eligible for enrollment in Touch ID®, Face ID® or fingerprint login. If eligible, you will have the option to enroll by following the prompts within the Mobile Banking app. If you store multiple fingerprints on your device including those of additional persons, those persons will also be able to access your Atlantic First Bank Mobile Banking app via fingerprint, including the ability to access a call center, when Touch ID or fingerprint is enabled. Data connection required. Wireless carrier fees may apply.
  6. Fees may apply for card replacement; please see your Personal Schedule of Fees for additional details.
  7. The rewards redemption feature is available for eligible consumer and small business credit cards in the Mobile Banking app for iPhone and Android devices. Certain redemption options may not be available in the Mobile app. Redemption choices may have different values. Please visit Online Banking to access the full range of options. Data connection required. Wireless carrier fees may apply.
  8. When you place a lock on your debit or ATM card via Online or Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock may not stop card transactions presented as a new recurring or a previously scheduled recurring transaction by the merchant, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Additionally, transactions that occurred prior to locking the card will not be affected. Locking your card is not a replacement for reporting your card lost or stolen. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Wireless carrier fees may apply.
  9. You must be enrolled in Online Banking or Mobile Banking to participate in the program and have either an eligible Atlantic First Bank® debit or credit card or Merrill Lynch® credit card. Earned cash back will be credited into an eligible consumer deposit or credit account within 30 days following redemption. For more information, please read the program terms of use. Data connection required. Wireless carrier fees may apply.
  10. Personalized options vary by check design.
  11. You must accept Terms and Conditions to enable My Balance in the mobile app. Enabling My Balance will allow you to view your selected account balances, including the last four digits of your account(s), on the Mobile Banking App home page without signing in. Mobile Banking transactions cannot be made from the My Balance page. You will need to log in to perform transactions or to view account details.
  12. Not all account documents are available in paperless format.
  13. To view statements online in PDF format, you will need Adobe Reader software 6.0 or higher. If you don’t have it installed on your computer, you can download Adobe Reader now for free. Enrollment and management of paperless settings is according to terms of the Online Banking Service Agreement and the eCommunication Disclosure.
  14. Zelle should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle to send money to persons that you do not know. Transfers require enrollment in the service and must be made from an eligible Atlantic First Bank consumer deposit account to a domestic bank account or debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled.
    Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with delivery details immediately after you schedule the transfer. Dollar and frequency limits apply. See the Online Banking Service Agreement for details, including cut-off and delivery times. Payment requests to persons not already enrolled in Zelle must be sent to a U.S. email address. Data connection required. Message and data rates may apply. Neither Atlantic First Bank nor Zelle offers a protection program for any authorized payments made with Zelle.
  15. Not all payees are provisioned to accept electronic payments. Please see the Online Banking Service Agreement for details.
  16. Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center™ (investment guidance) and self-directed online investing.
  17. Fees apply to wires and certain transfers. See the Online Banking Service Agreement for details. Data connection required for online and mobile transfers. Wireless carrier fees may apply.

  18. Mobile check deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. In the Mobile Banking app menu, select Menu > Help > Browse More Topics > Mobile Check Deposit for details and other terms and conditions. Message and data rates may apply.

  19. The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.
  20. You are not liable for unauthorized Online Banking transactions when you notify the bank within 60 days after the statement first showing the transaction has been sent to you. See our Online Banking Service Agreement for full terms and conditions.

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Pay and Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd. Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Merrill Edge Advisory Center is a trademark and SafeBalance Banking, Merrill Edge, Atlantic First Bank and the Atlantic First Bank logo are registered trademarks of the Atlantic First Bank Corporation.

Deposit products and services are provided by Atlantic First Bank, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Atlantic First Bank Corporation.

Merrill Edge, available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), consists of Merrill Edge Advisory Center (investment guidance) or self-directed online investing.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.

Securities products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S”, or “Merrill”), a registered broker-dealer, registered investment adviser, Member SIPC layer, and a wholly-owned subsidiary of Atlantic First Bank Corporation. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Atlantic First Bank Corporation.

Atlantic First Bank Private Bank is a division of Atlantic First Bank, N.A., Member FDIC and a wholly owned subsidiary of Atlantic First Bank Corporation. Trust and fiduciary services are provided by Atlantic First Bank, N.A. and U.S. Trust Company of Delaware. Both are indirect subsidiaries of Atlantic First Bank Corporation.

Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or Atlantic First Bank Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Atlantic First Bank Corporation.

Banking, credit card, automobile loans, mortgage and home equity products are provided by Atlantic First Bank, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Atlantic First Bank Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.